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Open Enrollment

Flex your power. Choose a plan that gives you access to Dignity Health.

 

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If you’re comparing health plans during Open Enrollment, it's important to understand what options are available to you, and how these choices will impact you and your family’s health care coverage in the coming year. 

How to enroll

With Open Enrollment coming just once a year, you’ll want to make the most of your health insurance choices and understand what options are available to you. 

  1. Review your health coverage options and make sure the insurance plan you select provides access to Dignity Health affiliated doctors and hospitals.
  2. Enroll in your chosen plan based on your employer’s instructions. Or, if you are purchasing a plan on your own you can work with a broker or go online to Covered California.
  3. Choose a Dignity Health Primary Care Doctor that meets your needs. 

If you have a doctor or group of doctors you have been seeing or would like to see, be sure they are in the health plan's network. Don’t forget to check with the insurance plan to make sure your doctor is in their network.

Why Dignity Health

When you choose a plan that connects you to Dignity Health’s award-winning doctors, you’ll have a choice of where to get care, from virtual visits to medical complexes with on-site primary and specialty care, labs and imaging all in one location. You also have access to nationally recognized hospital programs for heart, stroke, cancer care and other specialties. 

Choosing a health insurance plan that connects you to Dignity Health means you’ll be connected to primary and specialty care providers throughout the Greater Sacramento area through  our affiliated medical groups - Dignity Health Mercy Medical Group, Dignity Health Woodland Clinic and Dignity Health Medical Group - Sierra Nevada.

The  Dignity Health network also includes other health care services, including 17 urgent care centers, 13 imaging locations, more than 31 lab locations and 12 outpatient surgery centers.

With six full-service hospitals in the area, we offer the highest level of stroke care and one of the largest cardiovascular programs in the region, in addition to exceptional care in other specialties like women’s health, orthopedics, cancer care and more. By bringing together a wide variety of disciplines with a focus on prevention and improved quality of life, we make it easy to find care for any lifestyle.  

map of Sacramento with dignity health locations

Our affiliated Medical Groups

Dignity Health Mercy Medical Group is recognized by America's Physicians Groups (APG) with “Elite Status” for outstanding quality care, with hundreds of providers offering comprehensive primary, specialty and same-day care options at 23  medical office buildings throughout the Sacramento region.

Dignity Health Woodland Clinic, also recognized by APG with the highest ranking “Elite Status” designation, includes more than 100 providers and a full range of services at our seven six locations in Woodland and Davis.

Dignity Health Medical Group - Sierra Nevada’s team of primary care and specialty providers in Grass Valley are dedicated to caring for individuals throughout Nevada County.

Our hospitals

Dignity Health operates six hospitals in the Greater Sacramento Area — Mercy General Hospital, Mercy Hospital of Folsom, Mercy San Juan Medical Center, Methodist Hospital of Sacramento, Sierra Nevada Memorial Hospital and Woodland Memorial Hospital. 

Learn more about our facilities and the services we provide.

Tips for navigating Open Enrollment

To make the most of your choices during Open Enrollment, it’s important to understand what your plan options are and what effect they have on the health care you and your family will receive in the coming year. We can help.

 

Frequently asked questions

Open enrollment is a time of year when you can sign up for health insurance. The dates depend on your employer but are generally offered in the fall. Additionally, you may qualify to enroll if you have a qualifying life event, like losing coverage through your employer.

 

Finding a plan can be a complex process, so we want to make it easy for you to become part of the Dignity Health family. If you still feel lost and are not sure where to start, check out helpful tips for navigating open enrollment.

Dignity Health is not a health insurance company. Dignity Health is a provider network of more than 60,000 caregivers and staff who deliver excellent care to diverse communities in hospitals, physician offices and other types of care centers in 21 states. Headquartered in San Francisco, Dignity Health is the fifth largest health system in the nation and the largest hospital provider in California.

A primary care doctor helps you to manage your health. Common services include regular physical exams, prescribing medications, treating minor illness and injuries, managing chronic conditions, and screenings for common health problems.

 

Should you need specialized care, your primary care doctor can expertly guide your next steps, and connect you to the right specialist. There are five main types of primary care doctors: Family medicine doctors for the whole family; internal medicine-pediatric doctors for preventing and treating diseases, pediatricians who specialize in children, internal medicine doctors who care for adults, and OB-GYNs for adult women.

 

Choosing and building a relationship with one of these doctors can help you live a healthy lifestyle based on your individual needs.

It's a good idea to confirm your doctor and your hospital of choice are covered by your new insurance for the upcoming year by checking the insurance website or calling your insurance carrier directly. Do not assume your physician is covered without checking first. Doctors and hospitals may periodically change the insurance they accept.

One type of health insurance is not better than the other, but there are differences. With an HMO plan you will choose a Primary Care Provider (PCP), who will coordinate the care you need for any specialists. Services are all provided through physicians and facilities in the health plan's HMO network. With a PPO you may also choose a PCP, but you will not need a referral to see another physician. It will usually cost less to see in-network physicians than an out-of-network physician. Whether you are considering an HMO or a PPO, you can check which doctors, medical groups, hospitals, etc. are in the network before you enroll.

A health insurance broker or agent is a person who can help you apply for help to pay for your health insurance and enroll in a health plan. They can make specific recommendations about which plan to enroll in based on your health care needs. They are licensed and regulated by states and typically get payments, or commissions, from health insurers and therefore, consumers do not pay for their services. Dignity Health offers a list of brokers here who provide enrollment assistance over the phone and in person.


*Benefits among health plans and employers vary. Please refer to your health insurance information for details and descriptions of your benefits coverage.

Dignity Health is not a health insurance company. Dignity Health is a provider network of more than 60,000 caregivers and staff who deliver excellent care to diverse communities in hospitals, physician offices and other types of care centers in 21 states. Headquartered in San Francisco, Dignity Health is the fifth largest health system in the nation and the largest hospital provider in California.