Frequently Asked Questions


As of January 1, 2014, the Affordable Care Act (ACA), also known as "Obamacare," requires most people to have health insurance, which can be obtained from a marketplace of health plans through state and federal exchanges.

Generally speaking, people may only enroll during a period called “Open Enrollment”, which takes place from November through January each year. However, individuals who have gone through a significant life change (such as moving, marriage, birth of a child, or loss of existing coverage) may be eligible to enroll outside of the Open Enrollment period, called Special Enrollment. Applicants who may qualify for coverage through Medicaid may apply at any time during the year.

Below are common questions asked about the Affordable Care Act.