Employer-sponsored health insurance plans
If you are reviewing your employer’s health plan options during Open Enrollment you know that choosing the right plan is a big decision. Having a doctor you know and trust is key to maintaining your health.
A plan that connects you to Dignity Health, gives you access to award-winning doctors. And, you have a choice of where to see them, from virtual visits to medical complexes with on-site primary and specialty care, labs and imaging all in one location.
How to enroll
- Review the plans offered by your employer and check to make sure they are accepted by Dignity Health. (see below)
- Enroll in your chosen plan based on your employer's instructions.
- Find a Dignity Health Primary Care Physician (PCP) that meets your needs.
Dignity Health is offered through these health plans and provider networks*:
- Aetna
- Anthem Blue Cross
- Blue Shield
- Cigna
- Coventry/First Health
- Health Net
- HealthSmart (formerly Interplan)
- Networks by Design
- UnitedHealthcare
- Western Health Advantage
*Benefits among health plans and employers vary. Please refer to your health insurance information for details and descriptions of your benefits coverage.
Find humankindness nearby
With Dignity Health, you get access to the largest hospital system in the region, which have nationally recognized programs for heart, stroke, cancer care and other specialties.
Still need help navigating Open Enrollment?
To make the most of your choices during Open Enrollment, it’s important to understand your options and what effect your selections have on the health care you and your family will receive in the coming year.
Here are a few tips to guide you through the decision-making process during Open Enrollment:
Open enrollment is a time of year when you can sign up for health insurance. The dates depend on your employer but are generally offered in the fall. Additionally, you may qualify to enroll if you have a qualifying life event, like losing coverage through your employer.
A primary care doctor helps you to manage your health. Common services include regular physical exams, prescribing medications, treating minor illness and injuries, managing chronic conditions, and screenings for common health problems.
Should you need specialized care, your primary care doctor can expertly guide your next steps, and connect you to the right specialist. There are five main types of primary care doctors: Family medicine doctors for the whole family; internal medicine-pediatric doctors for preventing and treating diseases, pediatricians who specialize in children, internal medicine doctors who care for adults, and OB-GYNs for adult women.
Choosing and building a relationship with one of these doctors can help you live a healthy lifestyle based on your individual needs.
One type of health insurance is not better than the other, but there are differences. With an HMO plan you will choose a Primary Care Provider (PCP), who will coordinate the care you need for any specialists. Services are all provided through physicians and facilities in the health plan's HMO network. With a PPO you may also choose a PCP, but you will not need a referral to see another physician. It will usually cost less to see in-network physicians than an out-of-network physician. Whether you are considering an HMO or a PPO, you can check which doctors, medical groups, hospitals, etc. are in the network before you enroll.
A health insurance broker or agent is a person who can help you apply for help to pay for your health insurance and enroll in a health plan. They can make specific recommendations about which plan to enroll in based on your health care needs. They are licensed and regulated by states and typically get payments, or commissions, from health insurers and therefore, consumers do not pay for their services.
Dignity Health is not a health insurance company. Dignity Health is a provider network of more than 60,000 caregivers and staff who deliver excellent care to diverse communities in hospitals, physician offices and other types of care centers in 21 states. Headquartered in San Francisco, Dignity Health is the fifth largest health system in the nation and the largest hospital provider in California.
Open Enrollment
If you have a doctor or group of doctors you have been seeing or would like to see, be sure they are in the health plan's network. Always be sure to verify with the insurance plan that your doctor is in-network.
Since health plan and network information may change, we recommend confirming your choice is available in your area by contacting the health plan's customer service number listed on its website.